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As a Responsible Entity and specialist mortgage trust manager, LM has a comprehensive suite of investment products to provide diversity in investment alternatives for investors.
Full details on each of LM's investment funds are readily available via our extensive network of authorised financial adviser groups both domestically and abroad. LM requests investors consult a financial adviser before making an investment decision. Investors must have read and considered the current Product Disclosure Statement (PDS) and any Supplementary Product Disclosure Statement (SPDS) before deciding whether to acquire or continue to hold an investment in any of the fund products issued by LM Investment Management Ltd. These can be downloaded here.
LM First Mortgage Income Fund objective:
To offer appropriate risk / return premium over cash rates on a range of different currencies*;
To offer competitive interest distributions; and
To allow investors a choice of investment currency and investment term.
how investors can invest in the LM First Mortgage Income Fund
Please refer to the relevant Product Disclosure Statements (PDS') and any Supplementary Product Disclosure Statements (SPDS') for detailed investment information including the LM Savings Plan and international currency investment options (options of the LM First Mortgage Income Fund) and the LM Wholesale First Mortgage Income Fund.
 Rate Sheet
retail investors
Investors can access the LM First Mortgage Income Fund directly or via its Savings Plan. The LM Savings Plan is a monthly savings alternative designed to help investors reach their savings goals. It is available for Australian Dollar investments only.
international currencies
Foreign currency investors can access the LM First Mortgage Income Fund, LM Currency Protected Australian Income Fund and LM Institutional Currency Protected Australian Income Fund via a range of different currencies. The fund hedges the relevant foreign currency investment exposure by use of Forward Foreign Exchange Contracts.
LM Currency Protected Australian Income Fund interest distribution rates can be accessed here.
wholesale investors
Investors can access the LM First Mortgage Income Fund via the LM Wholesale First Mortgage Income Fund through master trusts, wraps or portfolio bonds. The LM Wholesale First Mortgage Income Fund invests in the LM First Mortgage Income Fund.
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| LM Savings Plan |
| Designed to help investors reach their savings goals, this investment option is available on Australian Dollar investments only. The LM Savings Plan is a LM First Mortgage Income Fund option. |
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| LM Currency Protected Australian Income Fund |
| Enables offshore investors to invest in a range of fixed investment terms across a range of currencies, with returns that are hedged in the respective currency against movements in the Australian dollar. |
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| LM Institutional Currency Protected Australian Income Fund |
| Enables offshore investors to invest in a one month fixed term across range of currencies, with returns that are hedged in the respective currency against movements in the Australian dollar. |
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| LM Wholesale First Mortgage Income Fund |
| Tailored for master trusts and wrap accounts, it invests in the LM First Mortgage Income Fund. |
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| LM Cash Performance Fund |
| Allows investors 24 hour, at call access to their funds. Monthly income distributions are reinvested. The LM Cash Performance Fund invests in cash and short term bank backed securities. |
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*This investment objective is derived from the return of the underlying investments of the LM FMIF, which has outperformed AUD cash rates since inception. Past performance is not an indicator of future performance, returns are variable therefore could be lower than expected. Performance of the FMIF is not guaranteed therefore investors may lose some or all of their principal investment. Payment of withdrawals after fixed investment terms may be longer than expected, in accordance with the fund constitution. The risks associated with an investment in the FMIF are different to cash.
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| PRODUCTS AND SERVICES ARE NOT AVAILABLE TO THE HONG KONG PUBLIC. |
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