This website is owned and operated by and on behalf of LM Investment Management Ltd ABN 68 077 208 461, Responsible Entity and Australian Financial Services Licensee 220281.

Please read the important information below carefully before using the LM website. Your use of the website and the information available on the website are subject to the following Terms and Conditions.

general

Acceptance

Your access and use of the website is conditional upon your acceptance and compliance with the terms, conditions, notices and disclaimers contained in this document and elsewhere on the website (known collectively as the 'Terms and Conditions'). Your use of the website constitutes your acceptance of the current Terms and Conditions. You should periodically review the Terms and Conditions. LM may change any information on the website, including the Terms and Conditions, at any time without notice. Amendments will be effective immediately.

Accuracy of Information

Whilst the information contained in this website is believed to be accurate and reliable, LM does not guarantee or warrant the accuracy, reliability, completeness, currency or usefulness of the information and is not responsible for or liable in respect of any loss, damage, cost or expense suffered as a result of reliance on that information by any person.

LM does not warrant that the functions contained in this website will be uninterrupted or error-free or that this site or the server that makes it available are free from viruses or other harmful components.

Restrictions on Use

You may not copy, reproduce, republish, frame, post, upload, distribute, transmit or modify in any way all or any part of the material contained on this website for your own use, unless expressly provided for on the website or expressly authorised in writing by LM.

Trademarks

All names, logos and trademarks are the property of LM. Nothing on the website should be interpreted as granting any rights to use or distribute any names, logos or trademarks, without the express written agreement of LM. Nothing displayed on the website should be construed as granting any licence or right to use any trademark without the express permission of LM.

Copyright

The content of this website, including all information such as text, graphics, images and other material ('Materials'), is protected by Australian and international copyright law. Unauthorised use of the material may violate these laws.

Internet Service Providers

If you are an internet service and/or access provider, which supplies the material to your subscriber, you must not use the website in any manner or for any other purpose which is unlawful or in any manner which violates any right of LM or which is prohibited by the Terms and Conditions.

Links

This website may provide links to other websites. LM does not necessarily endorse any company or organisation linked to this website. External information sources, including other websites, are outside of LM's control and it is the risk and responsibility of website users to make their own decisions about the reliability of information found at these linked websites. LM is not a party to any transaction between you and a linked service and will not by involved in any interaction or dispute with any linked site. LM is released from any claims, demands or damages of any kind in relation to linked sites.

Website Activity

We collect information on website activity. Some examples of the information collected are: the number of page views, the number of visitors to pages and the navigation paths of visitors. No application has been loaded on your computer to collect data. The results of this activity monitoring are used to improve the content and performance of this website.

Cookies

If you have access to the restricted website, we use persistent cookies which are stored on your hard drive to allow the LM server to identify the registered user who has accepted the terms and conditions of use. If the cookies are destroyed in any way by the user (either deleted or expired) that person will be required to re-register on the restricted website.

Privacy Policy

The LM Investment Management Privacy Policy is also available on this website.

Governing Law

The use of this website and the provision of information will be governed by the laws in the jurisdiction of Queensland , Australia .

Other

References to currency are in Australian dollars unless otherwise noted.

Buildings or assets pictured on this website are not, unless specifically identified otherwise, assets by LM Investment Management or any of the funds managed by it.

If any provision of the Terms and Conditions is found to be invalid or unenforceable by a court of law, such as invalidity or unenforceability will not affect the remainder of the Terms and Conditions which will continue in full force and effect.

Investors or Prospective Investors

LM Investment Management Ltd requests that you contact your financial adviser before acting upon any material on the website or making an investment decision. Any information given in the publicly accessible website does not consider your particular objectives, financial situation or needs.

The information presented on the publicly accessible website is not advice or a recommendation to buy or sell an investment. The information appearing in the publicly accessible website is general information only and does not constitute an offer of interest or an intention to enter into a legally binding contract.

Offers of interests in the products referred to on the website are contained in the relevant Product Disclosure Statement (PDS) or Information Memorandum obtainable from the PDS page. All PDS' & any supplementary Product Disclosure Statements (SPDS) have been lodged as in use with the Australian Securities and Investment Commission. Applications must be made on the current application form attached to relevant PDS or Information Memorandum. All investors must have read and considered the relevant PDS or Information Memorandum on deciding whether to acquire or continue to hold an investment product. All products mentioned on this website are issued by LM.

The PDS' on the website do not constitute an offer of interest in any jurisdiction where, or to any persons to whom, it would be unlawful to make such offer.

It is the responsibility of any overseas applicant to ensure compliance with all laws of any country relevant to their application. The return of a duly completed application will be taken to constitute a representation and warranty that there has been no breach of such laws and that all necessary approvals and consents have been obtained.

Licensees & Their Representatives

The restricted section of the website is available exclusively to financial service licensees and their representatives. It is not available and should not be used by anyone other than the aforementioned. On entry to the restricted section of the website you represent and warrant that you are accessing it as a valid representative of a financial services licensee and agree to the terms and conditions of the restricted section of the website. If you have access to the restricted section of the website and are no longer a financial services licensee or representative you should contact LM immediately.