product disclosure statements - LM Investment Management Ltd

21st November 2008

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product disclosure statements

The following funds are included in one Product Disclosure Statement (PDS) document: LM First Mortgage Income Fund (LM Savings Plan) Australian Dollar Investment Options and Currency Hedged Fixed Term Investment Options
	Product Disclosure Statement File size: 402Kb Pages: 49	This PDS explains the main features of the LM First Mortgage Income Fund , and incorporates multiple currency investment options and an Application Form. Investors must have read and considered the current Product Disclosure Statement (PDS) issued 10 April 2008 before deciding whether to acquire or continue to hold an investment.
	#Product Disclosure Statement NEW ZEALAND INVESTORS ONLY File size: 435kb Pages: 53	This PDS explains the main features of the LM First Mortgage Income Fund for New Zealand investors. It incorporates multiple currency investment options and contains an Application Form. Investors must have read and considered the current Product Disclosure Statement (PDS) issued 10 April 2008 before deciding whether to acquire or continue to hold an investment.

LM Cash Performance Fund
	Product Disclosure Statement File size: 482Kb Pages: 36	This PDS explains the main features of the LM Cash Performance Fund and contains an Application Form. Investors must have read and considered the current Product Disclosure Statement (PDS) issued 10 April 2008 before deciding whether to acquire or continue to hold an investment.

LM Wholesale First Mortgage Income Fund
	Product Disclosure Statement File size: 482Kb Pages: 36	This PDS explains the main features of the LM Wholesale First Mortgage Income Fund and contains an Application Form. Investors must have read and considered the current Product Disclosure Statement (PDS) and Supplementary Product Disclosure Statement (SPDS) issued 6 March 2008 before deciding whether to acquire or continue to hold an investment.

LM Currency Protected Australian Income Fund
	Product Disclosure Statement File size: 532Kb Pages: 39	This PDS explains the main features of the LM Currency Protected Australian Income Fund, and incorporates multiple currency investment options and an Application Form. Investors must have read and considered the current Product Disclosure Statement (PDS) issued 10 April 2008 before deciding whether to acquire or continue to hold an investment.
	#Product Disclosure Statement NEW ZEALAND INVESTORS ONLY File size: 554Kb Pages: 43	This PDS explains the main features of the LM Currency Protected Australian Income Fund for New Zealand investors, and incorporates multiple currency investment options and an Application Form. Investors must have read and considered the current Product Disclosure Statement (PDS) issued 10 April 2008 before deciding whether to acquire or continue to hold an investment.

LM Institutional Currency Protected Australian Income Fund
	Product Disclosure Statement (PDS) File size: 288kb Pages: 36	This PDS explains the main features of the LM Institutional Currency Protected Australian Income Fund, and incorporates multiple currency investment options and an Application Form. Investors must have read and considered the current Product Disclosure Statement (PDS) issued 10 April 2008 before deciding whether to acquire or continue to hold an investment.
	#Product Disclosure Statement NEW ZEALAND INVESTORS ONLY File size: 455kb Pages: 44	This PDS explains the main features of the LM Institutional Currency Protected Australian Income Fund for New Zealand investors, and incorporates multiple currency investment options and an Application Form. Investors must have read and considered the current Product Disclosure Statement (PDS) issued 10 April 2008 before deciding whether to acquire or continue to hold an investment.
Full details on each of LM's investment funds are readily available via our extensive network of authorised financial adviser groups both domestically and abroad. LM requests investors consult a financial adviser before making an investment decision. Investors have read and considered the current Product Disclosure Statement and any Supplementary Product Disclosure Statement before deciding whether to acquire or continue to hold an investment in any of the fund products issued by LM Investment Management Ltd. #These Product Disclosure Statements are for investors who are residents of New Zealand only. PRODUCTS AND SERVICES ARE NOT AVAILABLE TO THE HONG KONG PUBLIC.